Corporate Prepaid Cards

Business Spending with 100% Control

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Haeywa Corporate Prepaid Cards offer a smarter way to spend while keeping complete transparency over company funds. Issue cards to departments or teams in minutes, with customizable limits on transactions, usage, and spending categories — suited to travel, purchases, marketing, field activity, and everyday operational spending.

Key Benefits

What Is a Corporate Prepaid Card?

A corporate prepaid card is a payment card that the company funds upfront with its own money. There is no credit line: employees can only spend what has been loaded, within the limits finance sets. That makes it different from a corporate credit card, where the bank lends the money and the company repays it later. Our guide on how corporate prepaid cards help control employee spending explains more.

How haeywa Prepaid Cards Work

Issue cards to teams

Issue physical or virtual cards to employees, teams or departments in minutes.

Load a budget

Finance loads a budget onto each card from the company account.

Set limits and categories

Choose how much each card can spend and on what, before any money goes out.

Track every transaction

Every card spend shows up in real time, by person, team and department, ready to reconcile.

Card Controls

Transaction limits

Set limits per transaction and on overall usage for each card.

Category controls

Restrict cards to the spending categories they’re meant for, such as travel, fuel or office purchases.

Department budgets

Allocate budgets department-wise, so each team spends within its plan.

Prepaid Cards vs Credit Cards vs Cash Advances

haeywa prepaid cardsCorporate credit cardsCash advances
Who paysThe company, from a budget loaded upfrontThe bank, on credit; the company repays laterThe company, in cash given before the spend
Overspending riskLow: spend stops at the loaded budgetHigher: limited only by the credit lineMedium: depends on how the cash is used
ControlsLimits, categories and budgets set before spendingCard limits, but few spend controlsHardly any once the cash is handed over
VisibilityEvery transaction in real timeOn the monthly statementOnly when bills are submitted
SettlementNo repayment or claims to chaseMonthly bill and interest riskAdvance must be settled with bills later

For a closer look, read the advantages of haeywa over traditional business credit cards.

Use Cases

Travel

Load a trip budget for tickets, hotels, meals and local travel, with no advance to settle afterwards.

Purchases

Pay for office supplies, equipment and other business purchases within set limits.

Marketing

Cover campaign, event and vendor costs from a fixed marketing budget.

Field activity

Give field and sales teams a card for fuel, client visits and on-site costs instead of cash.

Daily operations

Handle everyday operational spending without petty cash or reimbursement claims.

Empower your teams to spend confidently while maintaining full oversight and control over every rupee.

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● FAQ

Frequently asked questions

What are Haeywa corporate prepaid cards?

They are prepaid cards issued to departments or teams in minutes, with custom limits on transactions, usage and spending categories, so teams spend confidently while finance keeps control.

How is this different from corporate credit card management software?

Prepaid cards are loaded with a set budget, so teams cannot overspend. Spending is tracked in real time, which gives the visibility of credit card expense management software without the credit exposure.

Can prepaid cards act like a petty cash card for staff?

Yes. They reduce cash handling and reimbursement dependency. Staff can pay for small purchases, conveyance or field activity with a card instead of petty cash.

Are the cards useful for travel and trip expenses?

Yes. The cards suit travel, purchases, marketing and field activity. Trip expenses are tracked in real time, which supports travel expense management solutions without manual claims.

Can I allocate budgets and see a business spending tracker view?

Yes. You can allocate budgets department-wise, set category controls and monitor every transaction in a live business spending tracker.

Is a corporate prepaid card a credit card?

No. A corporate prepaid card has no credit line. The company loads money onto it first, and employees can only spend what has been loaded, within the limits set.

Who can get a corporate prepaid card?

The business decides. Cards can be issued to individual employees, teams or departments, such as sales, field operations, marketing or admin.

Can I set limits per employee?

Yes. You can set spending limits for each card, so every employee or team spends within the budget and categories you choose.

Are the cards physical or virtual?

Both. Haeywa offers physical cards for in-store, fuel and ATM use, and virtual cards for online payments and subscriptions, on the RuPay network.