Haeywa Corporate Prepaid Cards offer a smarter way to spend while keeping complete transparency over company funds. Issue cards to departments or teams in minutes, with customizable limits on transactions, usage, and spending categories — suited to travel, purchases, marketing, field activity, and everyday operational spending.
Key Benefits
- Instant card issuance
- Department-wise budget allocation
- Real-time transaction tracking
- Custom spending controls
- Reduced reimbursement dependency
- Enhanced financial visibility
What Is a Corporate Prepaid Card?
A corporate prepaid card is a payment card that the company funds upfront with its own money. There is no credit line: employees can only spend what has been loaded, within the limits finance sets. That makes it different from a corporate credit card, where the bank lends the money and the company repays it later. Our guide on how corporate prepaid cards help control employee spending explains more.
How haeywa Prepaid Cards Work
Issue cards to teams
Issue physical or virtual cards to employees, teams or departments in minutes.
Load a budget
Finance loads a budget onto each card from the company account.
Set limits and categories
Choose how much each card can spend and on what, before any money goes out.
Track every transaction
Every card spend shows up in real time, by person, team and department, ready to reconcile.
Card Controls
Transaction limits
Set limits per transaction and on overall usage for each card.
Category controls
Restrict cards to the spending categories they’re meant for, such as travel, fuel or office purchases.
Department budgets
Allocate budgets department-wise, so each team spends within its plan.
Prepaid Cards vs Credit Cards vs Cash Advances
| haeywa prepaid cards | Corporate credit cards | Cash advances | |
|---|---|---|---|
| Who pays | The company, from a budget loaded upfront | The bank, on credit; the company repays later | The company, in cash given before the spend |
| Overspending risk | Low: spend stops at the loaded budget | Higher: limited only by the credit line | Medium: depends on how the cash is used |
| Controls | Limits, categories and budgets set before spending | Card limits, but few spend controls | Hardly any once the cash is handed over |
| Visibility | Every transaction in real time | On the monthly statement | Only when bills are submitted |
| Settlement | No repayment or claims to chase | Monthly bill and interest risk | Advance must be settled with bills later |
For a closer look, read the advantages of haeywa over traditional business credit cards.
Use Cases
Travel
Load a trip budget for tickets, hotels, meals and local travel, with no advance to settle afterwards.
Purchases
Pay for office supplies, equipment and other business purchases within set limits.
Marketing
Cover campaign, event and vendor costs from a fixed marketing budget.
Field activity
Give field and sales teams a card for fuel, client visits and on-site costs instead of cash.
Daily operations
Handle everyday operational spending without petty cash or reimbursement claims.
Empower your teams to spend confidently while maintaining full oversight and control over every rupee.
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